Personal Line Umbrella
- Home
- Personal Line Umbrella
Umbrella Insurance: The Safety Net for Your Financial Future
Ever wondered about that extra safety layer when it comes to insurance? Enter umbrella insurance, your shield when standard policy limits just don’t cut it.
An Extra Layer, For That Extra Peace
Despite its unique name, the essence of umbrella insurance is straightforward—it offers added liability protection on top of your existing auto, home, or watercraft insurance.
Zooming in on Liability
The heart of umbrella insurance is liability coverage. This means it steps up when you’re financially liable for an incident. It’s not designed for personal losses, like damage to your property or theft of belongings, but rather when you owe someone else due to unforeseen events.
Stepping In When Primary Limits Fall Short
Think of umbrella insurance as the backup to your primary insurance. When your initial policy reaches its payout cap, umbrella insurance takes over. For instance, if an auto accident leads to $600,000 in medical bills but your coverage caps at $500,000, umbrella insurance would cater to the outstanding $100,000.
Boosting Your Personal Liability Coverage
By opting for umbrella insurance, you effectively increase your personal liability limits. It’s your safety net for any claims surpassing the limits of your home, auto, or watercraft policies, safeguarding you from out-of-pocket expenses.
Who Benefits from Umbrella Insurance?
Primarily, you do. But often, umbrella policies extend protection to family or household members. However, it’s crucial to dive deep into your policy’s specifics to discern the beneficiaries.
Pondering Over Umbrella Insurance?
While the ceiling of an umbrella policy is high, it’s a shield that’s more affordable than you might anticipate. Given that it’s a secondary coverage, the premium often mirrors the reduced risk of activation.
Ready to reinforce your financial safety net with umbrella insurance? Let’s discuss a plan tailored to your distinctive needs.
contact details
Our Contacts
Give us a call or drop by anytime, we endeavour to answer all enquiries within 24 hours on business days. We will be happy to answer your questions.
Our Rocky Hill, CT Office
2049 Silas Dean Hwy, Unit 3E, Rocky Hill, CT 06067
Our Norwalk, CT Office
193 East Ave, Norwalk, CT 06851
Call Us 24/7
1-877-744-1444
Mail Us
Info@theariston.net